Payment options with Web-store-buddy
Web-store-buddy includes built-in integration with PayPal, and Google Checkout. Each of these options allows you to take credit card payments online, and at the same time they authorize and validate the payment.
Web-store-buddy also makes it possible to accept credit card orders securely for processing off-line in your office. Furthermore you can also choose to take orders by electronic funds transfer, check, money order, or "on account". There is even an option for "payment on delivery" (or collection).
If you do not already have a PayPal account, you can sign up for a website payments account here. There are no joining or setup fees, and signing up can be completed same day.
PayPal
Web-store-buddy has built-in integration to PayPal's payment system - either "website payments standard" or "website payments pro". The "pro" option requires a monthly fee and allows you to process cardholder-not-present transactions through a virtual terminal. All you need is the "standard" option for Web-store-buddy.
When PayPal first started out, any shopper using PayPal would have been obliged to sign up for a PayPal account. But some time ago PayPal opened up the system, and this means that shoppers can pay you now by PayPal without needing to have a PayPal account.
Google Checkout
The idea behind Google Checkout is that your customers can buy from you quickly and securely using a single user name and password. This works beautifully with Web-store-buddy as, unlike most other e-commerce solutions, Web-store-buddy does not oblige your customers to create accounts with yet more user names and passwords. Anything that makes your shoppers' experience easier and hassle-free is bound to help you increase sales and customer loyalty!
Offline credit card processing
With this option Web-store-buddy will provide you with your shopper's credit card details in a secure way for you to process in your office through your card merchant account. This is usually the cheapest way to process credit cards. It's also the best option if you do not want to debit the card until you are sure that you can fulfill the order. (By contrast, if you take the order via PayPal and then discover there is a problem, you will need to issue a PayPal refund).
At checkout Web-store-buddy provides a secure 256 bit SSL encrypted form for your shoppers to provide their card details. Whilst you will receive an order alert by email telling you that a new order has been placed, you will need to login to your Web-store-buddy secure interface to retrieve the card details (this is because it is not safe to send you the card details by email).
Payment by electronic funds transfer, check or money order
You can choose whether your store will accept payments by electronic funds transfer, check or money order (or all of these). In each case Web-store-buddy will provide your customer with your customizable instructions as to how to make the payment (your bank details for a funds transfer, who to write the check or money order out to, where to send it, and so forth).
Payment by purchase order 'on account'
Web-store-buddy supports business-to-business trading with payments on account. Your customer will be asked to supply a purchase order and their organization details to complete the order.
Payment on delivery ('COD') or on collection
This option suits businesses that take orders in advance, and where payment is made when the goods are delivered, or when the customer collects the goods.
